Susie Skog
Unexpected Costs for First-Time Homebuyers

Unexpected Costs for First-Time Homebuyers

Some first-time buyers are surprised by the full cost of homeownership.To prepare your budget, consider these extra costs:Closing costs typically total 2 – 5 percent of the purchase price and are in addition to down payments.Homeowners insurance costs an average of...
5 Smart Ways to Use Olive Oil

5 Smart Ways to Use Olive Oil

Here are five ways you can use olive oil that have nothing to do with food.Polish Your ShoesWith a dab of olive oil and a soft cloth, you can polish your shoes in no time. Test a small spot first to be sure the oil doesnt damage the material.Camouflage Leather...
6 Shortcuts to a Smaller Utility Bill

6 Shortcuts to a Smaller Utility Bill

Looking to cut your energy costs?It can take years for a new, more energy-efficient refrigerator or other major appliance to pay for itself in savings on a utility bill. If that’s the path you want to take, this Energy Star calculator can estimate the amount of money...
How Smart Lights Can Improve Your Daily Life

How Smart Lights Can Improve Your Daily Life

Here are a few ways that smart lighting can improve your daily life.Boost Your Energy LevelsLighting systems can align with your circadian rhythm and mimic natural light throughout the day, which can help maintain your sleep schedule naturally.Energy EfficiencyBy...