Susie Skog

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Susie Skog knows Lake Norman Real Estate Inside Out

Susie Skog

Looking to buy or sell a home in the picturesque Lake Norman area? Meet Susie Skog, your go-to partner for all your real estate needs. With her wealth of experience, unwavering dedication to clients, and impressive track record, Susie is the perfect ally to help you navigate the Lake Norman real estate scene.

Having lived in the Lake Norman area for over 25 years, Susie has extensive hyper-local knowledge. Her representation of a dynamic real estate portfolio requires discretion and specific expertise.

Susie is a real estate professional with Keller Williams. Susie has earned The Institute for Luxury Home Marketing’s Certified Luxury Home Marketing Specialist™ (CLHMS) designation in recognition of experience, knowledge, and expertise in high-end residential properties. Susie has proven performance in buying and selling high-end homes. She has earned an Accredited Buyer’s Representative (ABR®) Designation, Green Designation, Pricing Strategy Advisor (PSA), and Seniors Real Estate Specialist ® (SRES) Designation, and a certified Online Luxury Marketing Specialist. In addition, Susie is a member of the Keller Williams Sports and Entertainment division.

Whether you’re seeking a bustling urban environment or a peaceful lakeside retreat, Susie will guide you to the perfect location that matches your preferences and needs.

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I WANT TO SELL

Susie Skog specializes in helping home sellers find buyers for their house. She utilizes the best technology and marketing strategies to help her clients to sell their house at the price they will be satisfied with. Read on to see how she can help you sell your house.

I WANT TO BUY

Susie Skog works with her clients to provide them with the best service in the industry. Her extensive knowledge in the area of buying homes will help you find the property that you’re always dreaming of. Read on to learn how she can help you find the best home for you.
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Latest News

6th Annual Lake Norman Lighted Christmas Boat Parade

6th Annual Lake Norman Lighted Christmas Boat Parade

Lake Norman, North Carolina, is thrilled with its Lighted Christmas Boat Parade during the holiday season. The festive spirit on the water is celebrated at this cherished event that brings us all together in the community. A Tradition of Holiday Cheer The Lake Norman...

Happy Thanksgiving: Weekend Happenings in Lake Norman

Happy Thanksgiving: Weekend Happenings in Lake Norman

As Thanksgiving approaches, Lake Norman offers a variety of events to celebrate the holiday weekend. Whether you're a resident or visiting, there's truly something for everyone to enjoy. Thanksgiving Day Feasts Several local restaurants will serve special Thanksgiving...

Exploring Hidden Hiking Gems Around Lake Norman This Fall

Exploring Hidden Hiking Gems Around Lake Norman This Fall

In crisp autumn, the area turns into a hiker's paradise as the autumn air settles over Lake Norman. This is the time of year to visit the area's lesser-known trails and enjoy vibrant fall foliage and cooler temperatures. And here are some hidden hiking gems around...

Real Estate Home Tips

6 Elegant Ceiling Styles for Your Home

December 6, 2024

Published with permission from RISMedia.

How to Get the Best Mortgage Refinance Rates

December 5, 2024

If you can find a lower mortgage rate than the one you already have, then refinancing a mortgage can make sense. Here are some of the best ways to get a low rate:

Raise Your Credit Score
For a conventional loan, borrowers with a credit score of 740 or more will usually get the best interest rates. Having a minimum credit score of 620 will often lead to a higher rate. Raising your credit score can help. Some methods take longer than others, but improving your score is one of the best moves to make when refinancing a mortgage.

Start by paying your bills on time, which has the biggest impact on a credit score. You can also improve your credit utilization, meaning using less of the credit available to you on your credit cards.

For example, if you have three credit cards with a total credit limit of $10,000, but all of the card balances add up to $5,000, your credit utilization rate is 50 percent. Ideally, it should be under 20 percent to get the best mortgage rate. The credit utilization rate can be dropped by paying down the credit card balance, using less of the credit available or getting a higher credit limit.

Lower Debt
Reducing your debt-to-income ratio, or DTI, by paying down your credit card balance is another big way to improve a credit score. A DTI of 36 percent or lower is preferable. To lower your debt, put off big purchases, such as a new car or appliances, until after youve refinanced your mortgage.

Shop Around
Dont refinance with the first lender you find, or even with your current lender. There are many loan products available, and many lenders that offer them.

Research what national banks, credit unions, community banks and your current lender offers for mortgage refinances before choosing one thats right for you. Some lenders may have in-house loans that they dont sell on the open market that are more flexible and have better rates and terms than other lenders.

Be sure to pick a lender that youre comfortable with and trust, and dont just focus on the interest rate. The lender you choose will be helping you with one of the biggest financial transactions of your life, and you want to work with someone who has your best interests in mind.

Published with permission from RISMedia.

4 Ultra High-End Wellness Features for Your Home

December 4, 2024

Here are four of todays most exciting wellness features that are finding their way into high-end homes.

Cryotherapy Chamber
This treatment, which entails exposing yourself to temperatures as low as -250 F for a few minutes can relieve muscle and joint pain, rejuvenate skin and boost energy levels.

Himalayan Salt Room
Breathing salty air is said to help improve the immune system and relieve symptoms of certain respiratory conditions, like asthma and allergies.

Sensory Deprivation Chamber
While floating in total darkness for a few minutes many people experience a state similar to deep meditation that delivers relaxation and clarity.

Infrared Sauna
Using infrared lights, the body is directly heated, but the air is not, which some find to be a more pleasant experience.

Published with permission from RISMedia.

Getting Creative With Your Wall Space

December 3, 2024

Do you have a blank wall with no idea what to put on it? Rethink the boring family photo with these interesting ideas.

Get wordy. Whether youre a logophile or are just looking to amp up the playful vibe of your space, adding large text to your wall can be innovative and inspirational. You can purchase a variety of word hangings online, or create your own with stencils for a literal conversation starter right on your own wall.

Create a mirror collage. We all know a mirror on the wall can open up a room and throw lots of luscious light. But by using many smaller mirrors to create a pattern or design, you can add the benefit of a unique, boho vibe. Choose mirrors in various shapes or with different frames.

Hang a rug. Remember the old tapestries of your dorm room? Hanging a nice, well-made floor rug on the wall is the adult version of this decorating phenomenon. Whether you want a bold color pop or a bright design, pick a blank wall and go wild.

Vertical plants. Snag some aesthetically pleasing wall planters or sconces and create a botanical masterpiece by popping in your favorite succulents or hanging plants.

Published with permission from RISMedia.

5 Ways to Save Energy and Money

December 2, 2024

Cutting down on energy use is great for the environment. It can also save you big bucks. Alternative energy proponent IGS Energy suggests four green and easy ways to do both:

Minimize ‘phantom loads.’ The term ‘phantom load’ refers to the energy that an appliance or electronic device consumes when it is not actually turned on. According to theU.S. Department of Energy(DOE), some 75 percent of the electricity in an average home is used to power electronics while the products are off. A report from the University of California Berkeley says thatphantom loads account for about six percentof all residential electricity consumption. You can eliminate phantom loads by unplugging appliances and electronics when you are not using them or by plugging them into a power strip and turning the strip off when they are not in use.

Upgrade your appliances. When shopping for new appliances, look for the Environmental Protection Agencys Energy Star label. These appliances use less energy and water than their conventional counterparts. They may cost more than appliances without the Energy Star designation, but, in most cases, they will more than make up that additional cost through energy savings.

Change your lightbulbs. One of the least expensive and most effective changes you can make in your home is replacing your light bulbs with compact fluorescent light bulbs (CFL), which cost just a few dollars more and will save about $30 in energy costs over their lifetime. CFL bulbs use 75 percent less energy and last about 10 times longer than incandescent bulbs. Some people are concerned because CFLs contain mercury, but Energy Star says CFLs do not release any mercury when in use, and actually reduce mercury emissions because they lessen the need for electricity from power plants that emit mercury.

Install a programmable thermostat. These thermostats automatically adjust your homes temperature to your schedule, keeping it comfortable only when you need it to be. If you dont already adjust your thermostat throughout the day, a programmable thermostat could save you as much as 15 percent on heating and cooling costs.

Published with permission from RISMedia.

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